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It is common for an individual to deal with financial constraints at some point, but it isn’t as daunting as finding yourself dealing with personal bankruptcy. Filing for bankruptcy is challenging and the most stressful experience for anyone. And that’s why you need the help of experienced personal bankruptcy lawyers if you were to have any chance of coming out triumphant.
Hiring a professional personal bankruptcy attorney like this Mesa bankruptcy attorney will allow you to understand what is happening and get guidance. But before you hire the attorney to assist you with the bankruptcy claim, you need to ask the personal bankruptcy lawyer crucial questions.
1. How Many Years Have You Practiced Bankruptcy Law? Have You Dealt with Similar Cases Like Mine?
A reputable law firm may deal with several bankruptcy claims, but it won’t mean that they understand bankruptcy law. If you want to know your chances of success in your case, you should work with a lawyer who understands bankruptcy law completely
Most clients will ignore checking out the personal bankruptcy lawyer’s background, but it is essential to get the right lawyer representing you. Still, you need to find out if the attorney is knowledgeable and experienced so that you don’t waste time working with someone who doesn’t understand the law. The lawyer will also show gratitude for taking the time to evaluate his credentials. The first meeting with the potential bankruptcy attorney will be to find out the background of the lawyer and maybe talk about the cases he or she has handled in the past.
2. What Should I Do When I File for Personal Bankruptcy?
When you decide to file for bankruptcy, you will come across two options: Chapter 7 and Chapter 13. Chapter 7 is where the court decides to sell all the assets and pay off the creditors. On the other hand, Chapter 13 will give you a reasonable payment plan to clear your debts. Always speak to your lawyer and let him or her know about your situation before moving forward with the case. After evaluating the assets and your current financial history, the bankruptcy lawyer will help you to choose which plan will be suitable for you.
3. Will You Defend Me in a Court Proceeding?
Court proceedings are stressful, and you will need to work with a personal bankruptcy attorney if you want to see the whole process through. That’s why you need to always have the lawyer present during the trial so that you can have the confidence that you need.
lawyer
It is common to find several law firms sending a different lawyer if the one assigned doesn’t show up due to other valid reasons. If you don’t like the arrangement, you should discuss it with the lawyer upfront before you continue. Working with an attorney who will be there for you always gives you confidence, and you will be satisfied with the outcome. Always ask the attorney earlier on if there will be someone else representing you if unforeseen circumstances occur.
4. How Much Legal Fees Do I Owe?
Several attorneys have different rates for their legal services. Lawyers who are new to the profession are more affordable than experienced attorneys. Experienced attorneys who have a background of successful cases will command higher rates. That’s why it is crucial to have an honest conversation with the lawyer before moving onto the next step.
You need to get the estimates of how much you need to pay before you begin the process. The fees include filing expenses, lawyer fees, and court expenses. If there are other charges, the attorney will let you know.
5. Is Filing for Personal Bankruptcy the Only Choice? Do I Have Other Options?
No two bankruptcy cases are the same, even if they may appear to have similarities. Each individual’s situation is different, and the issues can vary. After you’ve talked to your personal bankruptcy attorney about your case, the lawyer needs to offer you an honest opinion about whether you should continue with the claim.
A trustworthy law firm will not convince you to file for bankruptcy if it’s not the right option. You need to get your facts right and talk to your attorney before making a choice. Choosing to work with an experienced bankruptcy attorney can be challenging, but you need to trust the professional if you want the case to continue smoothly. You may be under pressure from creditors, but all you need to do is hire the right bankruptcy attorney and let him or her guide you through the entire process.
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